Community Bank Consulting, Newsletters and Research
The iBank Monitor Critical List identifies the most troubled U.S. banks using a proprietary financial screening process. Our methodology examines the most recent quarter-end financial information including capital ratios, non performing assets, intangible assets, and net earnings after considering gains/losses from sales of assets as well as loan loss provisions.
Excluding quarter to date bank failures, the Critical List contains 87 Banks with aggregate total assets of $26.6 billion.
Our Critical List continues to be a very reliable predictor of eventual failure, having detected all but a few bank failures since 2008.
Facing another year-end audit with cumbersome Stock Option and Equity Grant spreadsheets? Call us to fast track your conversion to Stock Informatics.
We also provide assistance with calculating the financial impact of Modifying Underwater Equity Grants.
While the FDIC, Office of the Comptroller of the Currency (OCC) and the Federal Reserve Bank (FRB) each have separate enforcement action search pages, which are sporadically updated, they can be cumbersome to review.
Historically, the FRB and the Office of Thrift Supervision (OTS) held the best track record in publishing their enforcement actions in a timely manner, however, on July 21, 2011 the OTS was absorbed by the OCC. Unfortunately, the OCC and the FDIC make the least timely enforcement action announcements which continues to result in less transparency for the banks they regulate.
Premium subscribers, please click here to access detailed Regulatory Enforcement Action Lists including custom search features as well as a concise list of all outstanding Prompt and Correction Actions.